Home CBN Rates Discount Window
3/2/2010 Standing Lending Rate 8% Standing Deposit Rate 1% Monetary Policy Rate 6% 11/3/2009 Standing Lending Rate 8% Standing Deposit Rate 2% Monetary Policy Rate 6% 8/24/2009 93-122 Days 8.0458% 8-32 Days 7.502% 63-92 Days 7.864% 33-62 Days 7.682% 333-363 Days 9.4159% 303-332 Days 9.2341% 273-302 Days 9.0523% 243-272 Days 8.9705% 213-242 Days 8.7803% 183-212 Days 8.5903% 1-7 Days 6.5% 153-182 Days 8.4094% 123-152 Days 8.2276% 7/7/2009 Standing Lending Rate 8% Standing Deposit Rate 4% Monetary Policy Rate 6% 4/14/2009 Standing Lending Rate 8% Standing Deposit Rate 0% Monetary Policy Rate 8% 9/19/2008 Standing Lending Rate 9.75% Standing Deposit Rate 0% Monetary Policy Rate 9.75% 93-122 Days 17.1956% 8-32 Days 17.1956% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 16.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 6/2/2008 Standing Lending Rate 10.25% Standing Deposit Rate 0% Monetary Policy Rate 10.25% 8-32 Days 17.1956% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 16.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 4/1/2008 Standing Lending Rate 10% Standing Deposit Rate 0% Monetary Policy Rate 10% 93-122 Days 17.1956% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 16.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 12/4/2007 Standing Lending Rate 9.5% Standing Deposit Rate 0% Monetary Policy Rate 9.5% 93-122 Days 17.1956% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 16.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 10/3/2007 Standing Lending Rate 9% Standing Deposit Rate 0% Monetary Policy Rate 9% 93-122 Days 17.1956% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 16.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 6/5/2007 Standing Lending Rate 10.5% Standing Deposit Rate 5.5% Monetary Policy Rate 8% 93-122 Days 17.1956% 8-32 Days 16.652% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.74% 1-7 Days 15.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 5/19/2006 Min. Rediscount 14% 93-122 Days 17.1956% 8-32 Days 16.652% 63-92 Days 17.0138% 33-62 Days 16.832% 333-363 Days 18.65% 303-332 Days 18.4682% 273-302 Days 18.2864% 243-272 Days 18.1046% 213-242 Days 17.9228% 183-212 Days 17.741% 1-7 Days 15.65% 153-182 Days 17.5592% 123-152 Days 17.3774% 4/18/2006 93-122 Days 17.5456% 8-32 Days 17.0002% 63-92 Days 17.3638% 33-62 Days 17.182% 333-363 Days 19% 303-332 Days 18.8182% 273-302 Days 19.6364% 243-272 Days 18.4546% 213-242 Days 18.2728% 183-212 Days 18.091% 1-7 Days 16% 153-182 Days 17.9092% 123-152 Days 17.7274% 2/15/2006 Reverse Rate 3% Re-Purchase 23% Min. Rediscount 13% 91-120 Day 19.4544% 8-30 Day 18.5% 61-90 Day 19.1362% 31-60 Day 18.818% 1-7 Day 17% 151-181 Day 20.0908% 121-150 Day 19.7726% 2/13/2006 Reverse Rate 6% Re-Purchase 23% Min. Rediscount 13% 91-120 Day 19.4544% 8-30 Day 18.5% 61-90 Day 19.1362% 31-60 Day 18.818% 1-7 Day 17% 151-181 Day 20.0908% 121-150 Day 19.7726% 2/8/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 1/20/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 1/18/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 1/12/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 1/6/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 1/4/2006 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/29/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/23/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/22/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/21/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/9/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/2/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 12/1/2005 Reverse Rate 0.9% Re-Purchase 17% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 11/30/2005 Reverse Rate 0.9% Re-Purchase 19% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/25/2005 Reverse Rate 0.9% Re-Purchase 19% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/24/2005 Reverse Rate 0.9% Re-Purchase 19% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/23/2005 Reverse Rate 0.9% Re-Purchase 17% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/18/2005 Reverse Rate 0.9% Re-Purchase 17% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/17/2005 Reverse Rate 0.9% Re-Purchase 17% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/16/2005 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/14/2005 Reverse Rate 0.9% Re-Purchase 17% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/4/2005 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 11/1/2005 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 10/31/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 10/21/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 10/14/2005 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 121-150 Day 3.7% 10/13/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 9/30/2005 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 9/22/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 9/21/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 9/15/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 9/14/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 3.2% 8-30 Day 1.25% 61-90 Day 2.7% 31-60 Day 2.2% 1-7 Day 0.9% 151-181 Day 4.2% 121-150 Day 3.7% 9/8/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 9/5/2005 Reverse Rate 0.9% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 13.65% 8-30 Day 13.2% 61-90 Day 13.5% 31-60 Day 13.35% 1-7 Day 13% 151-181 Day 14% 121-150 Day 13.8% 8/31/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/26/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/25/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/24/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/23/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/18/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/17/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/12/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/11/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/10/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/9/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/8/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/5/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/4/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/3/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 8/2/2005 Reverse Rate 1% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/28/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/26/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/22/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/21/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/14/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/13/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/11/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/7/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/6/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/5/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/4/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 7/1/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/30/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/28/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/27/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/24/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/23/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/22/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/21/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/20/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/17/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/16/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/15/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/14/2005 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/13/2005 Reverse Rate 2.5% Re-Purchase 13% Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/8/2005 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 6/7/2005 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/2/2005 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 6/1/2005 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 5/31/2005 Min. Rediscount 13% 91-120 Day 14% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 151-181 Day 14.5% 121-150 Day 14.25% 5/27/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/26/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/25/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/24/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/23/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/11/2005 91-120 Day 14.34% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 151-181 Day 15% 121-150 Day 14.67% 5/3/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 13.35% 61-90 Day 14.01% 31-60 Day 13.68% 1-7 Day 13% 4/27/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/26/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/25/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/22/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/14/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/13/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/12/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/11/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/8/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/7/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/6/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/5/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 4/4/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/29/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/24/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/23/2005 Reverse Rate 4% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/22/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/21/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/18/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/17/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/15/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/14/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/11/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/10/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/9/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/8/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/4/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/3/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 3/1/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/28/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/25/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/24/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/23/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/22/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/21/2005 Reverse Rate 5% Re-Purchase 13% Min. Rediscount 13% 8-30 Day 14.5% 61-90 Day 15.5% 31-60 Day 15% 1-7 Day 13% 2/17/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.5% 31-60 Day 17.5% 1-7 Day 15.5% 2/16/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/15/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/14/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/11/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/10/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/9/2005 Reverse Rate 16% Re-Purchase 8% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/7/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/4/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/3/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 13% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/2/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 2/1/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/31/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/28/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/27/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/26/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/25/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/24/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/19/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/18/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/14/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/13/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/12/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/11/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/10/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/7/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 1/5/2005 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/23/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/22/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/21/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/15/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/14/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/9/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/7/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/3/2004 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/2/2004 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 17% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 15.5% 12/1/2004 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 15% 11/30/2004 Reverse Rate 8% Re-Purchase 16% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 15% 11/29/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/26/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/25/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/24/2004 Reverse Rate 8.5% Re-Purchase 15.5% 91-180 Day 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/23/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/22/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/18/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/17/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/16/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/15/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/11/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/10/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/9/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/8/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/4/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 11/1/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/29/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/28/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/27/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/26/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/25/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/22/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/21/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/20/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/19/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/18/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/15/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/14/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/8/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/7/2004 Reverse Rate 8.5% Re-Purchase 15.5% 91-180 Day 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 10/6/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/29/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/28/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/27/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/24/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/22/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/21/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/20/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/16/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/15/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/14/2004 Reverse Rate 8.5% Re-Purchase 17.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/13/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/9/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/7/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/6/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/31/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/30/2004 Reverse Rate 8.5% Re-Purchase 15% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/23/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/20/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/19/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/18/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/17/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/16/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/13/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/12/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/10/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/9/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/6/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/4/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/3/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/2/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/22/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/20/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/15/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/13/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/12/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/9/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/8/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/5/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/2/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 7/1/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/30/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/29/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/28/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/25/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/24/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/23/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/22/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/21/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/18/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/17/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/15/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/14/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/10/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/8/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/4/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/3/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 6/2/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/31/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/28/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/27/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/26/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 5/25/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/19/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/17/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/14/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/13/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/12/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/7/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/6/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/5/2004 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 5/4/2004 Reverse Rate 8.5% Re-Purchase 15.5% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 4/27/2004 Reverse Rate 8% Re-Purchase 15.5% 91-180 Day 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/26/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/23/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/21/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/20/2004 Reverse Rate 8% Re-Purchase 15% Min. Rediscount 15.5% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/19/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/16/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/15/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/14/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/13/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/8/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/7/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/6/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/5/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/2/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 4/1/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.5% 61-90 Day 17% 31-60 Day 16.75% 1-7 Day 16.25% 3/30/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/29/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/24/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/23/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/22/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/19/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/18/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/17/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/16/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/15/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/12/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/11/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/10/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/9/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/8/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/4/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/3/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/2/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 3/1/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/27/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/26/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/25/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/24/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/23/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/20/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/19/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/18/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/17/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/16/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/13/2004 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/10/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/9/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/5/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/4/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 2/3/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/28/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/27/2004 Reverse Rate 7.5% Re-Purchase 7.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/26/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/23/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/22/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/21/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/20/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/19/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/16/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 17.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/15/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/14/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/13/2004 Reverse Rate 7.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/12/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/9/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 1/8/2004 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 12/31/2003 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 12/30/2003 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 12/29/2003 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/22/2003 Reverse Rate 8% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/19/2003 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 9/18/2003 Reverse Rate 8.5% Re-Purchase 15.5% Min. Rediscount 15% 91-180 Day 0% 8-30 Day 16.75% 61-90 Day 17.25% 31-60 Day 17% 1-7 Day 16.5% 8/15/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/12/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/11/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/8/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/5/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 8/1/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 175% 1-7 Day 17% 7/31/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/30/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/29/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/25/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/23/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/22/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/21/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/18/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.5% 31-60 Day 17.5% 1-7 Day 17% 7/16/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/15/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/11/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/9/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/8/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/2/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 7/1/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/30/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/27/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/26/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/25/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/23/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/20/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/19/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/18/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/16/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/12/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/11/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/9/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/5/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 6/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/30/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/27/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/26/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/23/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/22/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/21/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/20/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/19/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/16/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/15/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/12/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/9/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/8/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/5/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 5/2/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/30/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/29/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/25/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/23/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/22/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/16/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/15/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/11/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/9/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/8/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/2/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 4/1/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/31/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/27/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/26/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/25/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/21/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/20/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/19/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/18/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/12/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/11/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/5/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 3/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/27/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/26/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/25/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/21/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/20/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/19/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/18/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/5/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/4/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 2/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/31/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/30/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/29/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/28/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/27/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/24/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/23/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/22/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/21/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/20/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/17/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/16/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/15/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/14/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/13/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/10/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/9/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/8/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/7/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/6/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/3/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 1/2/2003 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/31/2002 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/30/2002 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/27/2002 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/24/2002 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/23/2002 Reverse Rate 9% Re-Purchase 17% Min. Rediscount 16.5% 91-180 Day 0% 8-30 Day 17.25% 61-90 Day 17.75% 31-60 Day 17.5% 1-7 Day 17% 12/20/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/19/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/18/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/17/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/16/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/13/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/12/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/11/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/10/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/9/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/6/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/3/2002 Reverse Rate 9% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.25% 61-90 Day 13.75% 31-60 Day 13.5% 1-7 Day 13% 12/2/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/29/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/28/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/27/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/26/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/25/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/22/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/21/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/20/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/19/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 0% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/18/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/15/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/14/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/13/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/12/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/11/2002 Reverse Rate 10% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 13.5% 61-90 Day 14% 31-60 Day 13.75% 1-7 Day 13.25% 11/8/2002 Reverse Rate 5% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 20% 61-90 Day 20.5% 31-60 Day 20.25% 1-7 Day 19.75% 11/7/2002 Reverse Rate 5% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 20% 61-90 Day 20.5% 31-60 Day 20.25% 1-7 Day 19.75% 11/6/2002 Reverse Rate 5% Re-Purchase 18.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 20% 61-90 Day 20.5% 31-60 Day 20.25% 1-7 Day 19.75% 11/5/2002 Reverse Rate 14.5% Re-Purchase 19.75% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 20% 61-90 Day 20.5% 31-60 Day 20.25% 1-7 Day 19.75% 11/4/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 11/1/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/31/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/30/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/29/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/28/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/25/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/24/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/23/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/22/2002 Reverse Rate 15% Re-Purchase 21.5% Min. Rediscount 18% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/21/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/18/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/17/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/16/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/15/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/14/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/11/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/10/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/9/2002 Reverse Rate 15.5% Re-Purchase 18.5% Min. Rediscount 0% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/8/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/7/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/4/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/3/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 10/2/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/30/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/27/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/26/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 20.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/25/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/24/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/23/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/20/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/19/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/18/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/17/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/16/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/13/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/12/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 21.5% 9/11/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/10/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/9/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/6/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/5/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/4/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/3/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 9/2/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/30/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/28/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/27/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/26/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/6/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/5/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/2/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 8/1/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/31/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/30/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/29/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/26/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/25/2002 Reverse Rate 15.5% Re-Purchase 21.5% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 21% 61-90 Day 21.5% 31-60 Day 21.25% 1-7 Day 20.5% 7/24/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/23/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/22/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/19/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 18.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/18/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/17/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/16/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/15/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/12/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/11/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/10/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/9/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/8/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 7/5/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/28/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/27/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/26/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/25/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/24/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/21/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/20/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/19/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/18/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/17/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/14/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/13/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/12/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/11/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/10/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/7/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/4/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 6/3/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 5/31/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 5/30/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 5/28/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 5/23/2002 Reverse Rate 17.5% Re-Purchase 23.75% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 5/22/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/21/2002 Reverse Rate 0% Re-Purchase 0% Min. Rediscount 0% 91-180 Day 0% 61-90 Day 0% 31-60 Day 0% 5/20/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/17/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/16/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/15/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/14/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/13/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/10/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/6/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/3/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 5/2/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 4/30/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 3/14/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 2/27/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.25% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 2/26/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 2/25/2002 Reverse Rate 19% Re-Purchase 25.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 24.5% 61-90 Day 25% 31-60 Day 24.75% 1-7 Day 24.25% 2/22/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/21/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/20/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/19/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/18/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/15/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/14/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/13/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/12/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/11/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/8/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/7/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/6/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/5/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/4/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 2/1/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 214% 31-60 Day 23.75% 1-7 Day 23.25% 1/31/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 1/30/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 1/29/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 1/28/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 1/25/2002 Reverse Rate 18% Re-Purchase 24.25% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23.5% 61-90 Day 24% 31-60 Day 23.75% 1-7 Day 23.25% 1/24/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/23/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/22/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/21/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/18/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/17/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/16/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/15/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/14/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/11/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 23% 61-90 Day 23.5% 31-60 Day 23.25% 1-7 Day 22.75% 1/10/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/9/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/8/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/7/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/4/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/3/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 1/2/2002 Reverse Rate 16.5% Re-Purchase 23% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 22% 61-90 Day 22.5% 31-60 Day 22.25% 1-7 Day 21.75% 2/27/2001 Reverse Rate 14.5% Re-Purchase 21% Min. Rediscount 20.5% 91-180 Day 0% 8-30 Day 20.25% 61-90 Day 20.75% 31-60 Day 20.5% 1-7 Day 20%
Facts : 1/1/1900
Federal Ministry of Finance :The Federal Ministry of Finance (FMF) advises the Federal Government on its fiscal operations and collaborates with the Central Bank of Nigeria (CBN) on monetary matters. Before 1991, the responsibility for the supervision and licensing of banks was shared between FMF and CBN until 1991 when CBN became the sole authority.
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